![]() With Chapter 7 bankruptcy, filers are typically released from their obligation to pay back unsecured debt-think credit cards, medical bills, or loans extended without collateral. There are two ways to file: Chapter 7 bankruptcy and Chapter 13 bankruptcy. Types of bankruptcy: The best and the worst Here are the steps on buying a house after bankruptcy, and the top things you need to know. But how? Being aware of what a lender expects after a bankruptcy will help you navigate the mortgage application process efficiently and effectively. And yes, many go on to become first-time home buyers or buy a home eventually, despite the challenging credit score that results from bankruptcy.
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